Description
词纯属原创。 引用的每个数据都有出处，具体来源如下：
国际货币基金组织(IMF)全球债务数据库：家庭债务、贷款和债务证券（占GDP的百分比）
IMF Global Debt Database: Household debt, loans, and debt securities (as a % of GDP)
https://www.imf.org/external/datamapper/HH_LS@GDD/CAN/GBR/USA/DEU/ITA/FRA/JPN/VNM
美联储：2025年12月消费者信贷报告，G.19信用卡计息情况
Federal Reserve: December 2025 Consumer Credit Report, G.19 Credit Card Assessed Interest
https://www.federalreserve.gov/releases/g19/20260206/g19.pdf
美联储：2024年美国家庭经济状况报告
Federal Reserve: Economic Well-Beijing of U.S. Households in 2024
https://www.federalreserve.gov/newsevents/pressreleases/files/other20250528a1.pdf
紧急医疗救治和分娩法案 EMTALA
The Emergency Medical Treatment and Labor Act EMTALA
https://www.cms.gov/medicare/regulations-guidance/legislation/emergency-medical-treatment-labor-act
美国住房和城市发展部：2024年无家可归状况年度评估报告（AHAR）
The U.S. Department of Housing and Urban Development: The 2024 Annual Homelessness Assessment Report (AHAR) to Congress
https://www.huduser.gov/portal/sites/default/files/pdf/2024-AHAR-Part-1.pdf
全国无家可归与贫困法律中心：美国无家可归状况
National Law Center on Homelessness & Poverty
https://homelesslaw.org/wp-content/uploads/2018/10/Homeless_Stats_Fact_Sheet.pdf